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FinRik Shop is helping you expand your business, taking your brand online and facilitating building of e-commerce websites without writing a line of code



Nigeria was ranked at 131st out of 190 countries in 2019 when it comes to ease of doing business, therefore doing business in Nigeria is already hard and risky, now you have started, Weldone! Running your business shouldn’t be hard.

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Ikoyi Building Collapse: Bodies recovered from rubble ready for identification – Lagos State



The Lagos State Government disclosed that 38 bodies recovered from the collapse site at Gerard Road, Ikoyi, are ready for identification by families.

This was disclosed by the state Commissioner for Information and Strategy, Mr Gbenga Omotoso, in a press briefing with newsmen covering the state of rescue operations so far.

He added that the identification process would commence at the Infectious Diseases Hospital (IDH), Yaba, citing that 32 names submitted by families are still missing.

What he said

“The autopsy is important because the law says that whenever there is death, as a result of such incidents like the collapsed building, an autopsy must be done before the body is released.”

He added that search-and-rescue would continue until the government could account for everybody inside the building at the time of its collapse and certify also that no corpse was left behind in the rubble.

“So far now, we have recorded 38 dead bodies. And as you know, we have nine survivors. Some bodies are ready for identification. So, people can go to IDH, Yaba, to identify the bodies of their loved ones.

“For bodies that may be very difficult to identify, we shall conduct DNA tests for such bodies to be identified. There are rules for giving bodies to people.

“There are some of the bodies that are in a state that it would be unprofessional for the hospitals to allow people to look at them in that present state and for them to be released the way they are.

“That is why we have the little delay that we are having. But if you go to IDH, Yaba, you should be able to see some of the bodies and be able to identify who you want to identify.

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CBN revises guidelines for the Anchor Borrowers’ Programme (ABP)



The Central Bank of Nigeria has revised the Anchor Borrowers’ Programme (ABP) guidelines.

This was disclosed by the apex bank in a document “Anchor Borrowers’ Programme (ABP) Guidelines” by its Development Finance Department, revised in September 2021.

According to the apex bank, the programme evolved from consultations with stakeholders comprising the Federal Ministry of Agriculture & Rural Development, State Governments, agro-processors, commodity associations, financial institutions and smallholder farmers to ramp up agricultural production, boost non-oil exports and diversify the revenue base of Nigeria.

Key highlights of the guidelines

The CBN in line with its developmental functions as enshrined in Section 31 of the CBN Act 2007, established the Anchor Borrowers’ Programme (ABP) to create economic linkages between smallholder farmers (SHFs) and reputable companies (anchors) involved in the production and processing of key agricultural commodities.

The core of the Programme is to provide loans (in kind and cash) to smallholder farmers to boost agricultural production, create jobs, reduce food import bill towards conservation of foreign reserve.

The broad objective of the ABP is to create economic linkages between smallholder farmers and processors with a view to increasing agricultural output and ensuring food price stability.

  • The CBN stated that it would increase banks’ financing to improve agricultural productivity by creating an ecosystem that drives value chain financing.
  • The CBN would bear 50% credit risk after satisfactory evidence that every means of loan recovery has been exhausted by the PFI.
  • The CBN may vary the risk-sharing ratio based on the specific peculiarities/prospects of the Anchor/Project.
  • For losses arising from the negligence and/or inaction of the PFI in the execution of any project, the PFI shall bear the full risk and financial losses thereof.
  • The PFI shall foreclose on pledged collateral one year after expiration of the initial facility and the risk-sharing ratio prescribed above shall apply on the amount net in default.
  • The maximum loan limit for each eligible farmer under the Programme shall be decided based on CBN ratified Economics of Production (EOP) and validated land size. Repayment shall be by produce and/or cash as may be prescribed by the CBN.
  • The loans granted under the Programme shall be fully repaid within the tenor of the facility.
  • Where the facility was accessed through a Commodity Association, the leadership of the Association shall be responsible for full repayment of facility granted to its members.

According to the CBN, the revised Guidelines addresses current realities and developments in the Anchor Borrowers’ Programme, aimed at promoting best practice in the implementation of the Programme.

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